According to the Dallas Morning News, Fred Loya, Old American County Mutual, and a host of other low-cost insurers mistreat claimants. Follow LINK for Full Story.
These companies are difficult to work with. They do everything they can to avoid paying the money they know they should. These companies make their money by selling low-cost insurance to drivers who either can't afford, or more likely due to previous wrecks have been rejected by other, more respectable companies. To compensate for their low premiums and high crash rates, these companies save money by paying inadequate amounts on their claims. They also hire too fewer adjusters so claims are handled much slower than they should be.
If you have the misfortune of being hit by a driver insured by one of these companies, you can expect any or all of the following:
1) Wrongful denial of claims
2) Property damage offers less than the cost of the repairs
3) Denial of payment for medical treatment
4) Difficulty reaching claim handlers, and rude service when you do.
I don't let my clients get treated like this, and I don't let insurance companies get away with making bad offers.
At the Law Offices of Sean Chalaki, our goal is to protect you and your loved ones before the accident and protect your rights after the accident. For more information about insurance company laws, call our office at 972-793-8500 to schedule a free consultation and case evaluation.
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