What is Personal Injury Protection and Why should you purchase it.

What is Personal Injury Protection and Why should you purchase it. PIP stands for Personal Injury Protection: This coverage is regulated in the Texas Insurance Code, Sections 1952.151 thru 1952.161. Section 1952.153 requires that the minimum for PIP coverage be $2500. There is not a maximum required by law. A maximum is left to the discretion of the insurance company.  In Texas PIP coverage is mandatory unless the named insured rejects...

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Warren Jeffs Sentenced to Life in Prison

Warren Jeffs, president of the Fundamentalist Church of Jesus Christ of Latter-Day Saints, has been convicted of child abuse and sexual assault. As of today, he has consequently been sentenced to life in prison. Jeffs, the leader of a polygamist sect was convicted of two separate cases of sexual assault last week with underage females who he argued were his “spiritual partners.”  The jury sentenced him to life in prison for the first case,...

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Burglary suspect accused of ramming Dallas patrol car into home

On the evening of Tuesday, August 2, a suspect of a burglary in Dallas stole and drove off in a Dallas patrol car. He ran into a home while there was another officer inside of the vehicle trying to regain control. He was soon arrested and was identified as 37 year old Jesus Ronald Ramos. Because of the speed of the car, the impact of the vehicle on the home caused several walls of the home to collapse. Ramos was being arrested for attempted burglary....

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Diversity Lottery Scams and Government Computer Errors

Please be aware of Scams that are circulating requesting payments through western union for Diversity Lottery Winners.  Always remember that government e-mails and websites end in ".gov" and not ".com" In addition, government usually mails you at the address you provide to them and rarely ever emails you regarding visa matters.  http://www.uscis.gov and http://travel.state.gov/ provides you with a website where...

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Dog Bites

Dogs are commonly known as man’s best friend. They provide us with comfort, happiness, and safety. Despite this, they can also cause unforeseeable harm. Dog bites are a serious issue and affect many people in Texas on a daily basis. Many people may not realize the severity or damage a dog bite can incur. Victims of dog bites may experience lasting mental and physical wounds. Liability may be imposed to dog owners for unprovoked attacks on individuals....

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Loser Pays Law in Texas

The State of Texas will soon be facing changes in litigation related to reforming certain remedies and procedures in civil actions. The 82nd Texas Legislature has approved House Bill 274 and Governor Rick Perry has signed the bill, also known as “Loser Pays”.  Loser Pays is an attempt by the State of Texas to avoid frivolous lawsuits. According to a statement released by Governor Perry on May 09, 2011 in regards to House Bill 274, the Governor...

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Texting-while-driving ban

A statewide ban on texting while driving, already against the law in Austin and some other Texas cities, is on its way to Gov. Rick Perry.  Rick Perry has not confirmed that he would sign this bill.  Texting while driving would be a misdemeanor, punishable by a fine of as much as $200 and up to 30 days in jail. And in cases where the texting led to an accident that caused another person's serious injury or death, the person texting could...

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Insurance companies and fraud scheme involving chiropractors and attorneys

People usually correlate "Ambulance Chasers" to personal injury lawyers with the impression that attorneys are permitted to approach an accident victim immediately after the accident.  Although this behavior might take place with some attorneys, I am proud to say that Texas Disciplinary Rules of Professional Conduct strictly prohibits such unethical behavior. Proudly attorneys are one of the most regulated professions...

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DART Escalator Mishap Injures Students

An escalator malfunction at the DART Mockingbird Station has hospitalized five kids and two adults. The group of female students were part of a large group in town from the Quinlan Independent School District to sing in a choir and visit a museum. Officials said the escalator inexplicably sped up just after noon Thursday, and that the riders tumbled down the stairway when someone hit the emergency stop button. As many as 20 people have been said...

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Rain Causes Flooding, Wrecks

Wrecks Cause by Heavy Rain: Although North Texas needed a good soaking rain, Monday morning commuters had a hard time with the downpour. Several accidents were reported by 5:30 a.m., including a wreck involving two cars and two 18-wheelers on northbound I-35 at Oak Lawn Boulevard. Ponding on the road caused one of those cars to hydroplane into the concrete divider and started the chain-reaction collision. Drivers who are used to dry roads and higher...

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Police Car Accidents: 2 in ONE NIGHT

Police Car Accidents: Two North Texas police officers are recovering after being involved in separate accidents within hours of each other. The first happened around 9 p.m. in Flower Mound, near the intersection of F.M. 1171 and Morriss Road. Four cars were involved, and the most heavily damaged was the Flower Mound police squad car, which had a demolished front end. Three people were taken to nearby hospitals from the accident scene, including...

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LBJ/I-635 Construction Will Cause Major Delays

LBJ I-635 Traffic: For the next five years, commuters can expect traffic delays and lane closures as crews reconstruct Interstate 635 between Interstate 35E and Highway 75. When it’s complete, the $2.7 billion project will nearly double the capacity on the freeway and include managed toll lanes. Although there will be at least four lanes for use in both directions for traffic, the lanes open will be changing frequently. Because of the changing areas...

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Motorcycle SUV Crash Results In Cyclist Death

Motorcycle crash results in a Burleson man being killed on Friday when his motorcycle collided with a sport utility vehicle. The accident happened at the intersection of East Renfro and Clark streets. The deceased was driving east on Renfro, approaching the intersection when he collided with the driver's side of a Chevy Suburban, which was turning onto Renfro. The deceased was not wearing a helmet. The adult driver and an 8-year-old in the Suburban...

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Texting While Driving: A Crash Victim Gives Stern Warning

Texting while driving crash story reminds us that nothing is so important that it is worth possibly losing your life over. PUT DOWN YOUR CELL PHONES!!! ENNIS, Texas - A 27-year-old woman was rescued from her burning car last year in Ellis County. She survived and now she has a message for drivers who text while behind the wheel. Last June, Jamie Nash was driving her PT Cruiser on Highway 83 just east of Ennis when she lost control of her car. It...

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MULTIPLE-VEHICLE ACCIDENTS ON I-20!!!! More than 50 vehicles were involved in a chain of collisions Tuesday evening that shut down westbound Interstate 20 for about three hours. The wrecks stretched from Kelly-Elliott Road to South Cooper Street. Three people were being treated for injuries that were not considered life-threatening. The collisions started about 6:30 p.m., possibly because of rain-slick streets, Flores said. Westbound lanes...

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Fred Loya and Old American Worst in State

According to the Dallas Morning News, Fred Loya, Old American County Mutual, and a host of other low-cost insurers mistreat claimants. Follow LINK for Full Story. These companies are difficult to work with. They do everything they can to avoid paying the money they know they should. These companies make their money by selling low-cost insurance to drivers who either can't afford, or more likely due to previous wrecks have been rejected by other, more respectable companies. To compensate for their low premiums and high crash rates, these companies...

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Another Wrong-Way Driver Accident

Wrong-way driver crash closed a Grapevine freeway for hours late Sunday night. About 11:10 p.m., Grapevine police responded to an accident on southbound Highway 121, just south of Freeport Parkway. They found a green Chevy Blazer had collided head-on with a white Toyota. An adult male was pinned in the SUV, while an adult woman was trapped in the car. Firefighters had to cut both victims from their cars. The man was taken by CareFlite to Parkland...

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Monster Truck, Pedestrian Accident Results in Dram Shop Suit

Monster truck, pedestrian accident results in the family of a woman who was run over by the jacked-up pickup truck in the parking lot of a strip club filing a lawsuit over her death.Kasey McKenzie's relatives are suing the driver, Eric Crutchfield, and the club, Spearmint Rhino Gentlemen's Club in Dallas. Crutchfield was arrested at the club March 17 after his Ford F250 ran over McKenzie in the parking lot. He was charged with intoxication manslaughter...

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Texting While Driving Ban Passes House

Texting while driving bill has passed the Texas House. The bill, which passed on a 124-16 vote Thursday, would make it illegal to text while driving but makes clear motorists could still read text and email messages on their cellphones. Texting is a dangerous and often deadly distraction for drivers. After an amendment to the legislation removed the prohibition on reading electronic messages on cellphones by drivers, the measure easily passed.The...

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Train Accident Kills Walking Woman

Train accident tragically kills woman who was walking along train tracks in Hurst Tuesday afternoon. According to Dallas Area Rapid Transit spokesman, the accident happened at about 4:45 p.m. near Precinct Line Road in Hurst. The victim was pronounced dead at what was described as a "gruesome" scene. The TRE or Trinity Railway Express train that hit her came to a stop about a mile away and body parts were scattered this distance.Hurst police spokesman...

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Bicycle Accident Kills Young Child in Apartment Parking Lot

Bicycle accident last Friday tragically kills a 7-year-old girl, Frida Flores. Frida was riding her bicycle in the parking lot outside her home at Polo Run Apartments in Arlington, when she was vehicle hit her. She was transported to Arlington Memorial Hospital where she later passed away from her injuries. The driver of the vehicle which struck her was reported to be cooperating with the police’s investigation, although the cause of the accident...

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Motorcycle Accident: Watch Out for Bikers Out There & Share the Road

A tragic motorcycle accident caused the death of a couple from Weatherford late Friday night when their motorcycle slid into a tractor trailer cab. The crash happened just before 10:00 p.m. along FM-156, just a few miles down the road from the Texas Motor Speedway in Fort Worth. The 18-wheeler decided to make an unsafe u-turn on FM-156. The bikes brakes locked up as they tried to avoid the 18-wheeler but the married couple on the motorcycle, 58-year-old...

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85 Mile Per Hour Speed Limit???

Texas House to Allow 85mph Speed Limit? The Texas House approved a bill that would allow an 85 mph speed limit on some Texas highways. Wednesday the House passed the measure as part of a larger transportation bill. The bill would allow the Texas Department of Transportation to raise the speed limit on designated stretches of highway after conducting engineering and traffic studies of that roadway. This bill could have a very negative impact on the...

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Insurance Tips to Save You Money

Not all insurance companies and policies are alike, and the minimum limits are frequently insufficient to pay for the damages sustained by my clients. Here are some ways to save money. First, filing your first claim from an at-fault accident no longer guarantees that your rate will go up. Some insurers offer an "accident forgiveness" benefit, for which they'll go easy on your first claim. Ask your insurer whether it offers such a service and whether...

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WATCH OUT for Pedestrians Out There!!! Children Injured in Pedestrian Accidents

Pedestrian accidents are always difficult to deal with but especially when they involve hit and run drivers. Usually, pedestrian accidents result in more severe injuries than car-on-car accidents. There have been a couple of tragic incidences of pedestrians being stuck by vehicles this week both involving young children. It was particularly upsetting to hear of one such incident in Grand Prairie where the victim, a three-year-old boy named Hiram...

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